equipment loans

January 17, 2023

Lost in the Shuffle

We know lenders make promises they can’t possibly deliver on. They want your business, like we all do, but making outrageous claims leaves a negative mark on lending altogether. They fail you and most importantly, lead you into making an bad business decision. We want to stay grounded and most […]
December 31, 2022

2022 – A Year of Change

A challenging year for many companies; those that adapt to the new environment will continue to thrive and grow. A prosperous and healthy 2023 to all!
May 18, 2021

Missing One or More of the 5 C’s of Credit? We can still help.

March 12, 2021

The CASH MAN

“I handle everything with cash…” Yes, I get it, I get it… I owned a small business too and there are many initial advantages of doing cash business. Everything might go okay for a while but what happens if or when you start to grow? Larger corporate clients don’t do […]
August 12, 2020

Hard vs. Soft Credit Reports

When a lender requests or “pulls” your credit report from a credit bureau to review your file, that inquiry may be recorded as part of your file history depending on the type of report requested. There are two types of inquiries possible known as “hard” or “soft” credit pulls. A […]
March 3, 2020

CONSERVE CASH – PAY MORE, SAVE MORE

The interest rate topic drives some business owners into making rash decisions. All owners want to pay the lowest rate possible but we’ve seen some work hard to qualify for a good rate, providing all the requested documentation and then lengthen the term of the finance just because they are […]
April 16, 2019

Cash Flow is King

Business owners often stress prior to submitting a request for new equipment financing. By the time we get an application we hear about all the things that has kept them up at night; personal credit score, business credit, seasonal or market slowdowns, lawsuits and ownership changes are among some of […]
January 31, 2016

Cash Buyer – The Good and Bad for Equipment Financing

“I pay for everything in cash, I never finance anything” or “I’ve never had to take out a loan, I don’t believe in it”. Every so often, I encounter this type of feedback from a business owner. The attitude usually goes along with a strong, hands-on work ethic for an […]
November 23, 2015

Prequalify for Better Results

Sale reps and vendors spend a considerable amount of time and money to identify and get in front of the right potential client. The opportunity to directly engage with a prospect is often considered a victory in of itself yet many sales people fail to get valuable information about the […]