Equipment Leasing and Financing

$20,000 to $10,000,000

100% Financing

First US Finance

First US Finance LLC is an inspired commercial equipment financing company designed to fill the gap left by commercial lenders by making capital available for all types of business entities and equipment. We offer equipment financing, commercial loans, project financing, collateral loans, start-up financing and working capital loans for all size companies throughout the United States. We approve them more efficiently than traditional lenders and have no upfront fees nor large deposits. Our process requires minimal paperwork while offering a streamlined credit review for fast results. We strive to provide personalized service tailored to your needs along with a variety of lending solutions to meet all business expansion goals. Our process includes same-day feedback on all applications, only soft-pull credit reports to avoid affecting personal credit scores and competitive terms with a variety of finance options. There is no cost to apply to see how we can help your company save money and grow. Please contact us today and experience the difference!

We Can Support Your Equipment Financing Goals Quickly…


Equipment Loans


Working Capital


Receivables Factoring


Project Finance


Fast Approvals


Capital Leases


Solar Financing


Aircraft Finance Programs


Special Vendor Programs


Expert Credit Review & Analysis

What Our Clients Say…

Client - Tim Brown

“Lester was a great resource, always available with answers and guidance on the equipment financing process. We closed the loan within 2 weeks of filing our application. I recommend Lester & First US Finance to any business with financing needs. – TIM BROWN – Tim Brown Architecture”

Client - Larry Rutan

“First US Finance provided equipment financing for my entire theatre complex with new audio, video, LED lighting and seating and with better terms and rate than I had hoped for… I’m a lifetime client! Thank you.” – LARRY RUTAN – Zephyrhills Cinema

Client - Terry Norris

“I am whole heartedly thanking you for our solar project, it could not have been achieved to the level of greatness had it not been for you and First US Finance.” – TERRY NORRIS – Precision Instruments
(Support Letter)

Client - Alex Haiek

“I recommend Lester to all business owners looking for a solid provider of equipment financing. He’s extremely professional, knowledgeable and reacts quickly.” – ALEX HAIEK – Mortgage Officer

Equipment Leasing & Business Financing

First US Finance helps companies succeed by offering a variety of equipment financing solutions.

Clients: We work directly with private companies, business owners, equipment vendors, non-profits and brokers to provide equipment financing and commercial loans for every need.

Focus: We specialize in “A” to “C” credits and base our approvals on a complete business profile. If you need equipment financing, equipment leasing or a business loan; we will find a way to get you approved.

Types of Equipment for Leasing & Financing

computer networks

Computer Networks

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Medical, Dental & Chiropractic Equipment

manufacturing icon

Manufacturing – Assembly Equipment

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Aircraft Financing – Business & Personal

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LED Lighting Retrofits

commercial solar icon

Commercial Solar Systems

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Construction Equipment

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Audio/Video Systems

Equipment financing is the practice of obtaining funding to purchase equipment needed to run a business. There are many benefits companies can enjoy by using equipment financing, including:


1) Preserving cash flow: Equipment financing allows companies to preserve their cash flow by avoiding the need to make large upfront payments to purchase equipment. This enables companies to maintain their liquidity and invest their cash in other areas of the business.

2) Maintaining credit lines: Equipment financing helps companies maintain their credit lines by not having to use their credit lines to purchase equipment. This can help companies avoid the risk of reaching their credit limit and facing penalties.

3) Fixed payments: Equipment financing typically involves fixed monthly payments over a specified period, which allows companies to budget and plan for their expenses more effectively.

4) Up-to-date equipment: Financing allows companies to acquire the latest equipment and technology without having to pay for it upfront. This can give them a competitive advantage by improving their efficiency and productivity.

5) Tax benefits: Companies may be able to deduct the full cost of equipment financing payments from their taxable income, which can help reduce their tax liability.

6) Improved cash flow forecasting: Equipment financing provides predictable monthly payments, which can make it easier for companies to forecast their cash flow and plan their expenses accordingly.

Overall, equipment financing can be an effective way for companies to acquire the equipment they need while preserving their cash flow, maintaining their credit lines, and enjoying other financial benefits.

Latest Blog Posts

September 5, 2023

Key Reasons a Business Owner Would Not Want to Finance Equipment

While equipment financing can offer numerous benefits, there are situations where a business owner might prefer to pay cash for equipment acquisition. Here are a few key reasons: Cost Savings: Paying with cash avoids interest charges and fees associated with financing. If the business has the necessary capital readily available, […]
June 16, 2023

How does the current prime interest rate of 8.25% in the United States affect commercial lending rates?

Commercial lending rates are influenced by various factors, including the prime rate, which is the interest rate that banks charge their most creditworthy customers. When the prime rate changes, it can have a ripple effect on other interest rates, including commercial lending rates. In general, when the prime interest rate […]