business loans

May 21, 2024

Why Financing Equipment Makes Sense for Business Owners, Even with Higher Interest Rates

In the current economic climate, interest rates have risen to levels we haven’t seen in years. Current prime rate is 8.50% which is what lenders use to set rates for loans, credit cards and lines of credit. Prime rates are usually 3% above the federal funds rate which is at […]
June 16, 2023

How does the current prime interest rate of 8.25% in the United States affect commercial lending rates?

Commercial lending rates are influenced by various factors, including the prime rate, which is the interest rate that banks charge their most creditworthy customers. When the prime rate changes, it can have a ripple effect on other interest rates, including commercial lending rates. In general, when the prime interest rate […]
May 11, 2023


An equipment finance broker can add more value than working directly with your bank in several ways:   Access to multiple lenders: A broker typically has relationships with multiple lenders, including banks, credit unions, and specialized finance companies. This gives them access to a broader range of financing options compared […]
April 18, 2023

6 Suggestions for Productive Office Behavior

Just plain old common-sense guidelines and good practices for productive office etiquette. by Lester Salvatierra 1) “Put details in an email…”, exactly what it means, don’t ramble specific details to a co-worker; express strategies and opinions in person but other stuff should be put in an email for future reference. […]
December 14, 2022

SBA 7a Loans – Benefits You Just Can’t Beat

The U.S. Small Business Administration (SBA) offers guaranteed commercial loans by the federal government for small businesses. These loans are offered through approved partners and not directly through the SBA and First US Finance is one of those partners. SBA 7a loans are great for businesses that want to refinance […]