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October 29, 2026
October 29, 2026
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Despite Economic Uncertainty, Many Businesses Are Still Growing! While rising costs, economic uncertainty, and changing government policies continue to challenge business owners, there’s encouraging news. Several important U.S. industries are still expanding, creating opportunities for companies willing to invest in their future. Here’s where we’re seeing positive momentum: Healthcare &… Continue Reading Good News! These Industries Are Still Growing in 2026
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August 16, 2026
August 16, 2026
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Keep Business Financing Business Borrowing money from friends or family may seem like an easy way to fund your business—but it can come with a cost that has nothing to do with interest. When personal relationships and business finances mix, things can become uncomfortable. Late payments, unexpected business challenges, or… Continue Reading Don’t Borrow Money from your Brother or Best Friend…
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June 19, 2026
June 19, 2026
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In the transportation industry, reliable equipment is the lifeblood of your business. Whether you’re purchasing a sleeper truck, day cab, dry van trailer, refrigerated trailer, or expanding your fleet, having access to the right financing can help you grow without tying up valuable working capital. Transportation financing allows owner-operators… Continue Reading Transportation Financing: Keep Your Fleet Moving Without Draining Cash Flow
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May 19, 2026
May 19, 2026
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A soft pull credit report allows lenders and businesses to review a customer’s credit profile without affecting their credit score. Unlike a hard inquiry, a soft pull does not appear as a credit application to other lenders, making it a smart tool for prequalification and early-stage financing reviews. Even though… Continue Reading What Exactly is a Soft Credit Pull?
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April 16, 2026
April 16, 2026
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The ongoing conflict involving Iran has quickly become an economic issue far beyond the Middle East. At the center of the disruption is oil—specifically, the transportation of oil through critical global shipping routes. For small and medium-sized businesses (SMBs) in the United States, the effects are real, immediate, and in… Continue Reading How the Iran Conflict is Impacting U.S. Small Businesses — and Where Opportunity Still Exists
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January 13, 2026
January 13, 2026
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November 12, 2025
November 12, 2025
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With housing affordability at record lows, some have floated the idea of introducing 50-year mortgage terms to make homeownership more accessible — especially for younger first-time buyers. While the concept sounds appealing, the financial reality tells a different story. At a 6.125% interest rate, the monthly payment difference between a… Continue Reading Why a 50-Year Mortgage Won’t Really Help First-Time Buyers
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July 22, 2025
July 22, 2025
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Yes, the One Big Beautiful Bill is designed to benefit business owners by making several tax cuts and provisions permanent that were previously set to expire. These changes are intended to provide businesses with more certainty and flexibility, encourage investment, and ultimately boost the economy. Here’s how the One Big Beautiful… Continue Reading Big Beautiful Bill – 2025
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July 1, 2025
July 1, 2025
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As business owners, it’s essential to embrace the journey ahead with optimism and resilience amid the rapid political and social changes that shape our environment. While the landscape may be evolving, we are witnessing remarkable growth opportunities across various sectors, ready to be seized by those who dare to innovate… Continue Reading Step Boldly into a New Era
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April 29, 2025
April 29, 2025
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High interest rates have many business owners hesitating on new equipment purchases—but in industries like transportation, construction, manufacturing, and energy, the need for reliable, high-performance equipment doesn’t go away. In fact, this is exactly the time when smart operators invest strategically to stay ahead. At First US Finance, we work… Continue Reading Why Businesses Should Keep Investing—Even with High Interest Rates
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October 29, 2026
October 29, 2026
Categories
Despite Economic Uncertainty, Many Businesses Are Still Growing! While rising costs, economic uncertainty, and changing government policies continue to challenge business owners, there’s encouraging news. Several important U.S. industries are still expanding, creating opportunities for companies willing to invest in their future. Here’s where we’re seeing positive momentum: Healthcare &… Continue Reading Good News! These Industries Are Still Growing in 2026
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May 21, 2024
May 21, 2024
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In the current economic climate, interest rates have risen to levels we haven’t seen in years. Current prime rate is 8.50% which is what lenders use to set rates for loans, credit cards and lines of credit. Prime rates are usually 3% above the federal funds rate which is at… Continue Reading Why Financing Equipment Makes Sense for Business Owners, Even with Higher Interest Rates
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