equipment finance

May 19, 2026

What Exactly is a Soft Credit Pull?

A soft pull credit report allows lenders and businesses to review a customer’s credit profile without affecting their credit score. Unlike a hard inquiry, a soft pull does not appear as a credit application to other lenders, making it a smart tool for prequalification and early-stage financing reviews. Even though… Continue Reading What Exactly is a Soft Credit Pull?
November 12, 2025

Why a 50-Year Mortgage Won’t Really Help First-Time Buyers

With housing affordability at record lows, some have floated the idea of introducing 50-year mortgage terms to make homeownership more accessible — especially for younger first-time buyers. While the concept sounds appealing, the financial reality tells a different story. At a 6.125% interest rate, the monthly payment difference between a… Continue Reading Why a 50-Year Mortgage Won’t Really Help First-Time Buyers