commercial lending

January 11, 2021

The Benefits of Financing Equipment as Opposed to Paying with Cash

All business financial decisions have to be made with one goal in mind; how will it benefit your business and your bottom line. Every expansion or replacement of equipment should make your operation more efficient and profitable. Here are a few things to consider. Conserve Your Cash and Working Capital– […]
August 12, 2020

Hard vs. Soft Credit Reports

When a lender requests or “pulls” your credit report from a credit bureau to review your file, that inquiry may be recorded as part of your file history depending on the type of report requested. There are two types of inquiries possible known as “hard” or “soft” credit pulls. A […]
May 24, 2020

Why Didn’t I Get Approved?

There are several factors that typically are considered when a credit team is reviewing a business profile to issue a decline or approve decision for financing equipment or providing working capital. There is some flexibility among lenders when considering the different factors but there is a common base that many […]
May 8, 2020

Funding Accounts Receivable for Businesses

First US Finance LLC provides accounts receivable factoring services to small and large businesses nationwide. Factoring is the only source of financing that grows with your sales. As sales increase, more money becomes immediately available to you. This allows you to constantly be able to meet increasing demand for your […]
July 24, 2017

Seduced by Rate

Everyone wants a good deal; when it comes to finances, this is particularly true. When we part with our money we want to make sure we are getting a good value and not paying excessive fees or costs which we were not aware of. Surprises are the last thing anyone […]
August 4, 2015

Deal Killers – In Equipment Leasing and Financing

A “deal killer” in financing is one that stops the approval review process right in it’s’ tracks. The finance request is dead and the chances of getting approved are gone. The deal killers are clear and usually well defined but somehow businesses still submit applications with these killers on the […]
July 21, 2014

New Program with 1 Day Approvals & Funding – Equipment Cost: $5,000 – $25,000

We have a new program for small ticket equipment financing which approves a client and funds a vendor the very same day. Approval decisions happen within 2 hours so you can use your new equipment right away. This is the fastest finance process in the industry! The Key Points include: Finance amount: […]
June 13, 2014

Good Questions Asked Frequently – GQAF

Some scenarios or questions come up on a weekly basis and this is a good opportunity to share them with you here. If you think of others, please let me know. GQAF – How fast can my finance move because we’re in a big hurry. Answer – Usually the pacing […]
May 22, 2014

Lowest Cost Solar Financing

Financing a solar system can be a challenge since end-users and developers strive to match finance payments to energy savings within a specific term of the loan. For certain projects, an Operating Lease or Tax Lease may be the best solution. The end-user doesn’t get to keep the tax credit […]