business equipment loans

May 2, 2023

5 Questions to Ask Yourself when Working with a Lender

5 Questions to Ask Yourself when Working with a Lender 1) Will it cost me money to apply? NEVER. Some finance companies charge $150, $250 or more to submit an application. It will never cost you a penny to apply with us and remember, we only Soft Pull credit so […]
April 7, 2023

Business Owners Have No Time to Waste

As business owners, we cannot waste time on activities that give us little benefit. We must focus on our clear profit producers, get the key things done and finish so we can relax down time without stressing over what we couldn’t get done. Here are some action items that may […]
June 11, 2021

First US Finance LLC funds a printer system for ThumbPrint

First US Finance LLC funds a complete Garment Printer system for THUMBPRINT Digital Printing & Signs based in Simi Valley, CA. Owned and operated by Kenny Miller for over 19 years, we thank him and his team for entrusting us to help finance his ever growing company. #FirstUSFinance #EquipmentFinancing
March 12, 2021


“I handle everything with cash…” Yes, I get it, I get it… I owned a small business too and there are many initial advantages of doing cash business. Everything might go okay for a while but what happens if or when you start to grow? Larger corporate clients don’t do […]
January 11, 2021

The Benefits of Financing Equipment as Opposed to Paying with Cash

All business financial decisions have to be made with one goal in mind; how will it benefit your business and your bottom line. Every expansion or replacement of equipment should make your operation more efficient and profitable. Here are a few things to consider. Conserve Your Cash and Working Capital– […]
August 12, 2020

Hard vs. Soft Credit Reports

When a lender requests or “pulls” your credit report from a credit bureau to review your file, that inquiry may be recorded as part of your file history depending on the type of report requested. There are two types of inquiries possible known as “hard” or “soft” credit pulls. A […]
May 24, 2020

Why Didn’t I Get Approved?

There are several factors that typically are considered when a credit team is reviewing a business profile to issue a decline or approve decision for financing equipment or providing working capital. There is some flexibility among lenders when considering the different factors but there is a common base that many […]
February 10, 2020

Service and Success Go Hand in Hand

As business people we all produce a product or offer a service which we sell for a price and realize a profit. Our intention should be to gain a fair return based on how much time, expertise, energy and materials we have to invest in making our products. In the […]
August 21, 2018

Start-up Capital – The Egg or the Chicken

We see many business ideas which project earning many thousands or millions of dollars in sales revenue and sometimes at a very fast pace. Typically, a group of individuals working in a specific market with years of experience conceive of a way to improve a process and or create a […]