equipment loans
January 13, 2026
January 13, 2026
Categories
Do you like it?
November 12, 2025
November 12, 2025
Categories
With housing affordability at record lows, some have floated the idea of introducing 50-year mortgage terms to make homeownership more accessible — especially for younger first-time buyers. While the concept sounds appealing, the financial reality tells a different story. At a 6.125% interest rate, the monthly payment difference between a… Continue Reading Why a 50-Year Mortgage Won’t Really Help First-Time Buyers
Do you like it?
July 22, 2025
July 22, 2025
Categories
Yes, the One Big Beautiful Bill is designed to benefit business owners by making several tax cuts and provisions permanent that were previously set to expire. These changes are intended to provide businesses with more certainty and flexibility, encourage investment, and ultimately boost the economy. Here’s how the One Big Beautiful… Continue Reading Big Beautiful Bill – 2025
Do you like it?
July 1, 2025
July 1, 2025
Categories
As business owners, it’s essential to embrace the journey ahead with optimism and resilience amid the rapid political and social changes that shape our environment. While the landscape may be evolving, we are witnessing remarkable growth opportunities across various sectors, ready to be seized by those who dare to innovate… Continue Reading Step Boldly into a New Era
Do you like it?
April 29, 2025
April 29, 2025
Categories
High interest rates have many business owners hesitating on new equipment purchases—but in industries like transportation, construction, manufacturing, and energy, the need for reliable, high-performance equipment doesn’t go away. In fact, this is exactly the time when smart operators invest strategically to stay ahead. At First US Finance, we work… Continue Reading Why Businesses Should Keep Investing—Even with High Interest Rates
Do you like it?
January 7, 2025
January 7, 2025
Categories
Tariffs—taxes imposed on imported goods—are often used by governments to protect domestic industries. While they can sound like a positive measure for boosting local businesses, tariffs come with complex economic consequences that can significantly affect small businesses in the U.S. Higher Costs for Goods and Products When tariffs are imposed,… Continue Reading How Tariffs Can Impact the U.S. Economy: What Small Business Owners Need to Know
Do you like it?
December 18, 2024
December 18, 2024
Categories
Today, the Federal Reserve is widely expected to announce a quarter-point rate cut, but the real focus for businesses lies in its updated economic projections. According to Bloomberg, the Fed’s September “dot plot” suggested significant rate reductions of a full percentage point in both 2024 and 2025. However, recent reports… Continue Reading Business Owners Bet on Deeper Fed Rate Cuts in 2025
Do you like it?
August 22, 2024
August 22, 2024
Categories
When the Federal Reserve lowers the bank rate, it can have significant ripple effects throughout the economy, particularly for small and medium-sized businesses (SMBs). These rate reductions are often intended to stimulate economic growth by making borrowing more affordable, and for SMBs, this can translate into both opportunities and challenges.… Continue Reading The Impact of Federal Bank Rate Reductions on Small and Medium-Sized Businesses
Do you like it?
May 21, 2024
May 21, 2024
Categories
In the current economic climate, interest rates have risen to levels we haven’t seen in years. Current prime rate is 8.50% which is what lenders use to set rates for loans, credit cards and lines of credit. Prime rates are usually 3% above the federal funds rate which is at… Continue Reading Why Financing Equipment Makes Sense for Business Owners, Even with Higher Interest Rates
Do you like it?
October 27, 2023
October 27, 2023
Categories
When it comes to acquiring essential equipment for your business, you have options. While many companies turn to their commercial banks for financing, working with an equipment finance broker offers a host of advantages that can make the process smoother and more cost-effective. Here are six big benefits to consider:… Continue Reading 6 Key Benefits of Using an Equipment Finance Broker Over a Commercial Bank
Do you like it?
- Filter by
- Categories
- Tags
- Authors
- Show all
- All
- #truckfinancing
- accounts receivable factoring
- bank loans
- bankloans
- business equipment financing
- business equipment loans
- business finance
- business financing
- business lender
- business loans
- business owner
- california lenders
- commercial lending
- commercial loans
- equipment finance
- equipment financing
- equipment financing company
- equipment lease
- equipment leasing
- equipment leasing and financing
- equipment leasing companies
- equipment loans
- equipmentfinancing
- finance broker
- green energy financing
- heavy equipment financing
- interest rates
- leasing companies
- mortgage rates
- prime rate
- project finance
- sba 7a
- sba loans
- short term business loan
- small business owner
- solar financing
- Solar leases
- solar loans
- trailerfinancing
- trucking financing
- vendor financing
- working capital loans
- workingcapitalloans
January 7, 2025
January 7, 2025
Categories
Tariffs—taxes imposed on imported goods—are often used by governments to protect domestic industries. While they can sound like a positive measure for boosting local businesses, tariffs come with complex economic consequences that can significantly affect small businesses in the U.S. Higher Costs for Goods and Products When tariffs are imposed,… Continue Reading How Tariffs Can Impact the U.S. Economy: What Small Business Owners Need to Know
Do you like it?
December 18, 2024
December 18, 2024
Categories
Today, the Federal Reserve is widely expected to announce a quarter-point rate cut, but the real focus for businesses lies in its updated economic projections. According to Bloomberg, the Fed’s September “dot plot” suggested significant rate reductions of a full percentage point in both 2024 and 2025. However, recent reports… Continue Reading Business Owners Bet on Deeper Fed Rate Cuts in 2025
Do you like it?
October 27, 2023
October 27, 2023
Categories
When it comes to acquiring essential equipment for your business, you have options. While many companies turn to their commercial banks for financing, working with an equipment finance broker offers a host of advantages that can make the process smoother and more cost-effective. Here are six big benefits to consider:… Continue Reading 6 Key Benefits of Using an Equipment Finance Broker Over a Commercial Bank
Do you like it?
September 5, 2023
September 5, 2023
Categories
While equipment financing can offer numerous benefits, there are situations where a business owner might prefer to pay cash for equipment acquisition. Here are a few key reasons: Cost Savings: Paying with cash avoids interest charges and fees associated with financing. If the business has the necessary capital readily available,… Continue Reading Key Reasons a Business Owner Would Not Want to Finance Equipment
Do you like it?
January 17, 2023
December 31, 2022
May 18, 2021
May 18, 2021
Categories
Do you like it?
March 12, 2021
March 12, 2021
Categories
“I handle everything with cash…” Yes, I get it, I get it… I owned a small business too and there are many initial advantages of doing cash business. Everything might go okay for a while but what happens if or when you start to grow? Larger corporate clients don’t do… Continue Reading The CASH MAN
Do you like it?
August 12, 2020
August 12, 2020
Categories
When a lender requests or “pulls” your credit report from a credit bureau to review your file, that inquiry may be recorded as part of your file history depending on the type of report requested. There are two types of inquiries possible known as “hard” or “soft” credit pulls. A… Continue Reading Hard vs. Soft Credit Reports
Do you like it?