equipment leasing and financing
January 13, 2026
January 13, 2026
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There is no shortage of uncertainty in the world today—economic shifts, global events, and constant headlines can make it feel overwhelming at times. At the same time, we are fortunate to operate in a country filled with opportunity. Success still comes from staying focused, working hard, and continuing to find […]
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November 12, 2025
November 12, 2025
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With housing affordability at record lows, some have floated the idea of introducing 50-year mortgage terms to make homeownership more accessible — especially for younger first-time buyers. While the concept sounds appealing, the financial reality tells a different story. At a 6.125% interest rate, the monthly payment difference between a […]
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July 22, 2025
July 22, 2025
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Yes, the One Big Beautiful Bill is designed to benefit business owners by making several tax cuts and provisions permanent that were previously set to expire. These changes are intended to provide businesses with more certainty and flexibility, encourage investment, and ultimately boost the economy. Here’s how the One Big Beautiful […]
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July 1, 2025
July 1, 2025
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As business owners, it’s essential to embrace the journey ahead with optimism and resilience amid the rapid political and social changes that shape our environment. While the landscape may be evolving, we are witnessing remarkable growth opportunities across various sectors, ready to be seized by those who dare to innovate […]
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April 29, 2025
April 29, 2025
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High interest rates have many business owners hesitating on new equipment purchases—but in industries like transportation, construction, manufacturing, and energy, the need for reliable, high-performance equipment doesn’t go away. In fact, this is exactly the time when smart operators invest strategically to stay ahead. At First US Finance, we work […]
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January 7, 2025
January 7, 2025
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Tariffs—taxes imposed on imported goods—are often used by governments to protect domestic industries. While they can sound like a positive measure for boosting local businesses, tariffs come with complex economic consequences that can significantly affect small businesses in the U.S. Higher Costs for Goods and Products When tariffs are imposed, […]
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December 18, 2024
December 18, 2024
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Today, the Federal Reserve is widely expected to announce a quarter-point rate cut, but the real focus for businesses lies in its updated economic projections. According to Bloomberg, the Fed’s September “dot plot” suggested significant rate reductions of a full percentage point in both 2024 and 2025. However, recent reports […]
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August 22, 2024
August 22, 2024
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When the Federal Reserve lowers the bank rate, it can have significant ripple effects throughout the economy, particularly for small and medium-sized businesses (SMBs). These rate reductions are often intended to stimulate economic growth by making borrowing more affordable, and for SMBs, this can translate into both opportunities and challenges. […]
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May 21, 2024
May 21, 2024
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In the current economic climate, interest rates have risen to levels we haven’t seen in years. Current prime rate is 8.50% which is what lenders use to set rates for loans, credit cards and lines of credit. Prime rates are usually 3% above the federal funds rate which is at […]
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October 27, 2023
October 27, 2023
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When it comes to acquiring essential equipment for your business, you have options. While many companies turn to their commercial banks for financing, working with an equipment finance broker offers a host of advantages that can make the process smoother and more cost-effective. Here are six big benefits to consider: […]
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January 13, 2026
January 13, 2026
Categories
There is no shortage of uncertainty in the world today—economic shifts, global events, and constant headlines can make it feel overwhelming at times. At the same time, we are fortunate to operate in a country filled with opportunity. Success still comes from staying focused, working hard, and continuing to find […]
Do you like it?
July 1, 2025
July 1, 2025
Categories
As business owners, it’s essential to embrace the journey ahead with optimism and resilience amid the rapid political and social changes that shape our environment. While the landscape may be evolving, we are witnessing remarkable growth opportunities across various sectors, ready to be seized by those who dare to innovate […]
Do you like it?
May 21, 2024
May 21, 2024
Categories
In the current economic climate, interest rates have risen to levels we haven’t seen in years. Current prime rate is 8.50% which is what lenders use to set rates for loans, credit cards and lines of credit. Prime rates are usually 3% above the federal funds rate which is at […]
Do you like it?
September 5, 2023
September 5, 2023
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While equipment financing can offer numerous benefits, there are situations where a business owner might prefer to pay cash for equipment acquisition. Here are a few key reasons: Cost Savings: Paying with cash avoids interest charges and fees associated with financing. If the business has the necessary capital readily available, […]
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June 16, 2023
June 16, 2023
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Commercial lending rates are influenced by various factors, including the prime rate, which is the interest rate that banks charge their most creditworthy customers. When the prime rate changes, it can have a ripple effect on other interest rates, including commercial lending rates. In general, when the prime interest rate […]
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May 11, 2023
May 11, 2023
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An equipment finance broker can add more value than working directly with your bank in several ways: Access to multiple lenders: A broker typically has relationships with multiple lenders, including banks, credit unions, and specialized finance companies. This gives them access to a broader range of financing options compared […]
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April 18, 2023
April 18, 2023
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Just plain old common-sense guidelines and good practices for productive office etiquette. by Lester Salvatierra 1) “Put details in an email…”, exactly what it means, don’t ramble specific details to a co-worker; express strategies and opinions in person but other stuff should be put in an email for future reference. […]
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January 17, 2023
January 17, 2023
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We know lenders make promises they can’t possibly deliver on. They want your business, like we all do, but making outrageous claims leaves a negative mark on lending altogether. They fail you and most importantly, lead you into making an bad business decision. We want to stay grounded and most […]
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December 14, 2022
December 14, 2022
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The U.S. Small Business Administration (SBA) offers guaranteed commercial loans by the federal government for small businesses. These loans are offered through approved partners and not directly through the SBA and First US Finance is one of those partners. SBA 7a loans are great for businesses that want to refinance […]
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