Here is some information, which could be very useful to you.
Due to current legislation, the 3 major credit bureaus are now required to give you a FREE credit report annually for you to review and inspect for accuracy. This is nice because in the past, you really did not know what was on your report until you actually applied to buy something on credit terms.
The three nationwide consumer credit reporting companies, Equifax, Experian and TransUnion, created a secure website to obtain your credit reports.
Go to: www.annualcreditreport.com
Whether you are applying for a consumer loan or business loan or equipment lease or finance, your personal credit is a critical part of the credit review process. I highly recommend that you take advantage of the free system and use it to better educate yourself, spot and correct misinformation strengthen your financial profile.