June 23, 2022
Capital Financing Loans from 5 – 20 Years The hindrance in making many commercial solar projects financially viable is the length of the standard loan. Five to seven years is often not long enough for larger projects to cash flow positively. Though there are long term alternatives, the lender/investor always […]
February 5, 2022
In the finance world, there are lenders with wide credit funnels or approval criteria and ones with very narrow funnels. That means if a lender has wide credit parameters they are much more willing to approve a broad range of credit types; credits with defaults, slow payment history, inconsistent cash […]
January 25, 2022
Truckers and transport drivers will now be able to finance a new or used tractor with as little as 10-30% down payment depending on experience and at a rate no higher than 15.49 % and as low as 9.99%. This is unheard of since start-up transport businesses often pay 40%+ […]
June 11, 2021
First US Finance LLC funds a complete Garment Printer system for THUMBPRINT Digital Printing & Signs based in Simi Valley, CA. Owned and operated by Kenny Miller for over 19 years, we thank him and his team for entrusting us to help finance his ever growing company. #TPDigital.com #FirstUSFinance #EquipmentFinancing
March 12, 2021
“I handle everything with cash…” Yes, I get it, I get it… I owned a small business too and there are many initial advantages of doing cash business. Everything might go okay for a while but what happens if or when you start to grow? Larger corporate clients don’t do […]
February 5, 2021
As we look back on 2020 and enthusiastically welcome in the New Year of 2021, we reflect on the most commonly asked question last year. Beating out, “what’s my rate?” and “how fast can you get it done?” is the most frequently asked question, “WHAT IS THE DIFFERENCE BETWEEN YOU […]
January 11, 2021
All business financial decisions have to be made with one goal in mind; how will it benefit your business and your bottom line. Every expansion or replacement of equipment should make your operation more efficient and profitable. Here are a few things to consider. Conserve Your Cash and Working Capital– […]
August 12, 2020
When a lender requests or “pulls” your credit report from a credit bureau to review your file, that inquiry may be recorded as part of your file history depending on the type of report requested. There are two types of inquiries possible known as “hard” or “soft” credit pulls. A […]
May 24, 2020
There are several factors that typically are considered when a credit team is reviewing a business profile to issue a decline or approve decision for financing equipment or providing working capital. There is some flexibility among lenders when considering the different factors but there is a common base that many […]