May 23, 2018

Equipment Finance: Blind Date or Running for Office?

Applying for equipment financing or a working capital loan shouldn’t be like going on a blind date where you only tell the other person the best things about yourself and omit the not so stellar parts. The analogy for the application process should be more like running for public office […]
February 28, 2018

Long, Long, Longer Solar Finance Solutions

Solar financing requires a certain expertise and experience to get a project approved with all the benefits the energy user (offtaker) expects and deserves. Following is a summary of our longest solar finance programs along with standard shorter terms. Once we review a client’s financial status and approve, there are […]
February 8, 2018

Let the Interest Rate Elephant Into the Room

The feelings some business owners have about interest rates, when financing equipment or anything for that matter can be equivalent to online dating or anything we engage in that we attribute to the measure of our self-worth – it runs that deep. Why don’t we measure up? Are we good […]
November 14, 2017

Sage Finance Tips to Make the Process Smoother

Here are some real tips and issues we encounter when reviewing and processing finance applications; if you can address these in advance the chances of going through the underwriting and approval process smoothly and with less stress will increase dramatically. 1) Check and ask how long your vendor has been […]
September 12, 2017

Is Borrowing Capital Better Than Giving Up Ownership?

Here are some good reasons to go into debt on your new venture rather than pulling in investors and giving up ownership and some control. If you have a complex service then attracting investors and or partners which will also add a specific expertise to your operation can make sense […]
August 7, 2017

We’re Flexible – Financed a Vintage 1960 Piper Aircraft within 2 Weeks!

First US Finance showed off its flexibility by approving and funding a 1960 Piper Comanche aircraft for Tim Brown, a Texas resident and owner of Tim Brown Architecture LLC, within a very fast 2 week timeframe. Many lenders take much longer and are also limited by the age of the […]
July 24, 2017

Seduced by Rate

Everyone wants a good deal; when it comes to finances, this is particularly true. When we part with our money we want to make sure we are getting a good value and not paying excessive fees or costs which we were not aware of. Surprises are the last thing anyone […]
July 3, 2017

First US Finance LLC structures 718kW Solar PPA for Humboldt Bay Harbor in California

First US Finance LLC supports a Southern California solar developer in structuring a 25 year PPA (power purchase agreement) for Humboldt Conservation District in Samoa, California. The PPA rate and escalator for the 717.57 kW rooftop solar project will help the marine terminal lower its overall energy expenses by locking […]
June 27, 2017

What a UCC Filing Means to Your Business

UCC guidelines dictate how commercial transactions are handled throughout the United States; UCC stands for Uniform Commercial Code. If your business has ever financed equipment then you have some experience with a UCC filing. It is a way the federal government controls financial business transactions. Most states have adopted UCC […]
May 30, 2017

How Equipment Leasing Companies Work

Lenders like Wells Fargo and Chase are very good for servicing the needs of established businesses; they support things like checking accounts, small business loans and merchant accounts very effectively once you have established your business and developed a good track record. As an “A” credit you will get the […]