Financing equipment in all markets is currently a bit of a moving target. Hard rules are constantly changing so guidelines are all we can hope for because underwriters are squeezed at the moment. The squeeze on one end for lenders is to minimize bad debt losses by financing to clients which end up in default. On the other side, there are many Federal programs and incentives in place to stimulate the market by increasing lending to small businesses. The scenario is frustrating for both the customer and finance agent but I can verify that lenders are still lending and approvals are much higher than last year.